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Actual Budget: personal budgeting #739

@cyberb

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@cyberb

Open-source, local-first personal budgeting (YNAB-style zero-based / envelope budgeting).

Why: No budgeting/personal-finance app in the catalog yet. High willingness-to-pay category — directly replaces YNAB ($109/yr); YNAB refugees adopt it immediately.

Stack: Node.js sync server + SQLite. Lightweight, ARM-friendly.
Upstream: https://github.com/actualbudget/actual (~27k ⭐)
Import: CSV/OFX/QIF + SimpleFIN/GoCardless auto-sync.

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