[No QA] Revise Billing Overview for Collect and Control Plans

docs/articles/new-expensify/billing-and-subscriptions/Billing-Overview.md

@@ -1,118 +1,194 @@
 ---
 title: Billing and Subscriptions
-description: Understand how Collect and Control plans are billed in Expensify, including pricing tiers, eligibility, and how to transfer billing ownership.
-keywords: [New Expensify, subscription, pricing, collect plan, control plan, transfer billing]
+description: Learn how Expensify bills for Collect and Control plans, including localized pricing, billing eligibility, and how to transfer billing ownership.
+keywords: [billing, subscription, pricing, Collect, Control, plan comparison, currency, transfer billing, New Expensify]
 ---
 
-Expensify offers two plans: **Collect** and **Control**:
-- **Collect** is ideal for small teams that need a simple way to track receipts and get reimbursed.  
-- **Control** is built for growing businesses that want more control over spending, smoother approvals, and automated workflows.  
+<div id="new-expensify" markdown="1">
 
-For a full breakdown, visit the [Expensify pricing page](https://www.expensify.com/pricing).
+Expensify offers two subscription plans — **Collect** and **Control** — designed to scale with your team's needs. This article explains how each plan is billed, pricing by currency, and how to manage your billing setup.
 
 ---
 
-# Collect Plan
+# Subscription pricing by currency
+
+<p><strong>Select your billing currency:</strong></p>
+
+<select id="currency-selector">
+  <option value="usd" selected>USD ($)</option>
+  <option value="gbp">GBP (£)</option>
+  <option value="eur">EUR (€)</option>
+  <option value="aud">AUD (AU$)</option>
+  <option value="nzd">NZD (NZ$)</option>
+</select>
+
+<br><br>
+
+<div class="currency-block" data-currency="usd">
+  <h2>💵 USD pricing</h2>
+  <strong>Collect</strong>
+  <ul>
+    <li>$5 per unique member/month</li>
+    <li>Month-to-month — no annual contract</li>
+    <li>1% cash back with the Expensify Card</li>
+  </ul>
+  <strong>Control</strong>
+  <ul>
+    <li>$9 per active member/month with Annual Subscription + Card usage (50%+ US spend)</li>
+    <li>$18 per active member/month without Card</li>
+    <li>$36 per active member/month for pay-per-use (no commitment)</li>
+    <li>Earn up to 2% cash back (applied to your bill or bank account)</li>
+  </ul>
+</div>
+
+<div class="currency-block" data-currency="gbp" style="display:none;">
+  <h2>💵 GBP pricing</h2>
+  <strong>Collect</strong>
+  <ul>
+    <li>£5 per unique member/month</li>
+    <li>Fully flexible — add/remove members anytime</li>
+    <li>Optional Expensify Card with 1% cash back (USD only)</li>
+  </ul>
+  <strong>Control</strong>
+  <ul>
+    <li>£14 per active member/month with Annual Subscription + Card</li>
+    <li>£28 without Card or for pay-per-use</li>
+    <li>Earn up to 2% cash back</li>
+  </ul>
+</div>
+
+<div class="currency-block" data-currency="eur" style="display:none;">
+  <h2>💵 EUR pricing</h2>
+  <strong>Collect</strong>
+  <ul>
+    <li>€5 per unique member/month</li>
+    <li>Month-to-month — no contract</li>
+    <li>Optional Expensify Card</li>
+  </ul>
+  <strong>Control</strong>
+  <ul>
+    <li>€16 per active member/month with Annual Subscription + Card</li>
+    <li>€32 without Card or for pay-per-use</li>
+  </ul>
+</div>
+
+<div class="currency-block" data-currency="aud" style="display:none;">
+  <h2>💵 AUD pricing</h2>
+  <strong>Collect</strong>
+  <ul>
+    <li>AU$8 per unique member/month</li>
+    <li>Month-to-month, no annual contract required</li>
+  </ul>
+  <strong>Control</strong>
+  <ul>
+    <li>AU$30 per active member/month with Annual Subscription + Card</li>
+    <li>AU$60 without Card or for pay-per-use</li>
+  </ul>
+</div>
+
+<div class="currency-block" data-currency="nzd" style="display:none;">
+  <h2>💵 NZD pricing</h2>
+  <strong>Collect</strong>
+  <ul>
+    <li>NZ$9 per unique member/month</li>
+    <li>Fully month-to-month</li>
+  </ul>
+  <strong>Control</strong>
+  <ul>
+    <li>NZ$32 per active member/month with Annual Subscription + Card</li>
+    <li>NZ$64 without Card or for pay-per-use</li>
+  </ul>
+</div>
+
+<script>
+  (function () {
+    var selector = document.getElementById('currency-selector');
+    var blocks = document.querySelectorAll('.currency-block');
+
+    function updateCurrency() {
+      var value = selector.value;
+      blocks.forEach(function (block) {
+        block.style.display =
+          block.getAttribute('data-currency') === value ? 'block' : 'none';
+      });
+    }
+
+    selector.addEventListener('change', updateCurrency);
+    updateCurrency();
+  })();
+</script>
 
-## 💵 Pricing
+---
 
-- $5 per **unique member** per month
-- Fully month-to-month — no annual contracts
+# Who gets billed
 
-## 👤 Who gets billed
+## Collect plan
 
 - Every **unique member** added to a workspace, regardless of activity
+- Charges adjust monthly as members are added or removed
 
-## 💳 Expensify Card not required
-
-- The Expensify Card is optional, but using it earns **1% cash back** on US purchases
-
-## 📅 Eligibility
-
-- Applies to new Collect customers whose **first workspace** was created on or after **April 1, 2025**
-
-## 🌍 Localized pricing
-
-- Pricing available in **EUR**, **GBP**, **AUD**, and **NZD**
+## Control plan
 
-## 🔄 Flexible scaling
-
-- Add or remove members anytime — your bill automatically adjusts monthly
-
-## 🧾 Receipts
-
-- Your billing receipts show: `X Collect members @ $5.00`
-- View them in **Account > Subscription**
+- Every **active member** who creates, submits, approves, reimburses, or exports reports
+- Includes Copilots and automated Concierge actions
+- Add users anytime (extends your subscription term)
+- Remove users only after the term ends
 
 ---
 
-# Control Plan
-
-## 💸 Best Way to Save
-
-- Pair an **Annual Subscription** with the **Expensify Visa® Commercial Card**
-- Pricing: **$9 per active member/month**
+# Billing eligibility and details
 
-**To qualify:** Use the Expensify Card for **50% or more** of your total settled **US spend** in the month
+## 💳 Expensify Card usage
 
-**Bonus:**
-- Earn up to **2% cash back**
-  - 1% for all US purchases
-  - 2% if monthly spend reaches **$250,000+**
-- Cash back is applied to your Expensify bill first, then to your bank account
+- **Collect:** Card is optional — but earns 1% cash back on US spend
+- **Control:** Card is required for discounted pricing and cash back
 
-👉 Use the [savings calculator](https://use.expensify.com/savings-calculator) to estimate your monthly savings.
+## 📅 Collect plan eligibility
 
-## 📅 Annual Subscription
+- Applies to customers whose **first workspace** was created on or after **April 1, 2025**
 
-- Without card usage: **$18 per active member/month**
-- Add users anytime (this extends your commitment term)
-- Reduce users only after your current term ends
-- Extra users over your committed amount: **$36/month**
+## 🌍 Localized billing
 
-## 🔁 Pay-per-use (No Commitment)
+- Pricing is available in **USD, GBP, EUR, AUD, and NZD**
+- All pricing auto-adjusts based on your currency selection
 
-- Price: **$36 per active member/month**
-- Best for flexible teams with fluctuating membership
+## 🧾 Where to find your billing receipts
 
-## 👤 Who Gets Billed
-
-- Every **active member** (anyone who creates, submits, approves, reimburses, or exports reports)
-- Includes Copilots and automated Concierge actions
-
-## 💳 Expensify Card Access
-
-- Required for discounted pricing
-- Cash back applies even if the discount threshold isn't met
-
-## 🌍 Localized Pricing
-
-- Available in **EUR**, **GBP**, **AUD**, and **NZD**
-
-## 🧾 Receipts
-
-- View billing receipts under **Account > Subscription**
-- Each workspace can only have **one billing owner**
+- **Web:** Go to `Account > Settings > Subscription`
+- **Mobile:** Tap the **Settings** tab, then select **Subscription**
 
 ---
 
-# Transfer Billing Ownership
+# How to transfer billing ownership
 
 To transfer billing ownership of a workspace:
 
-1. Ensure the new billing owner is a **Workspace Admin**
-2. Have them log in and go to:  
-   **Workspaces > [Workspace Name] > Members**
-3. Click the current billing owner’s name
+1. Confirm the new owner is a **Workspace Admin**
+2. Have them go to:
+   - **Web:** `Settings > Workspaces > [Workspace Name] > Members`
+   - **Mobile:** Tap the hamburger menu, then go to **Workspaces > [Workspace Name] > Members**
+3. Click or tap the current billing owner’s name
 4. Select **Transfer Ownership**
 5. The new owner adds a payment card
-6. Billing transfers automatically on the **1st of the next month**
+6. Ownership transfers on the **1st of the next month**
 
 ---
 
 # FAQ
 
-## Why am I being charged more than $5 per user for a Collect plan?
+## Why am I being charged more than the current Collect pricing?
+
+If your first workspace was created **before April 1, 2025**, you're on a legacy pricing structure. Reach out to **Concierge** or your **Account Manager** if you have questions about your billing.
+
+## Is the Expensify Card required to use Collect or Control?
+
+- **Collect:** No, the card is optional.
+- **Control:** No, but card usage unlocks discounted pricing and up to 2% cash back.
+
+## Can I switch between plans?
 
-If your first workspace was created **before April 1, 2025**, your billing follows our previous pricing structure. If you need help understanding your charges, reach out to **Concierge** or your **Account Manager** via chat.
+Yes! To change your plan:
+- Go to **Settings > Workspaces > [Workspace Name] > Settings**
+- Choose between **Collect** and **Control** based on your team's needs
 
+</div>