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Add bank account pops the next step after magic code verification - #102522

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mountiny merged 5 commits into
Expensify:mainfrom
software-mansion-labs:feat/add-bank-account-goes-to-next-step
Oct 7, 2026
Merged

mountiny merged 5 commits into
Expensify:mainfrom
software-mansion-labs:feat/add-bank-account-goes-to-next-step

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@jmusial

@jmusial jmusial commented Sep 29, 2026 •

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Explanation of Change

After magic code validation in Workflows > Add bank account, the verify account page now owns the navigation to the next setup step (using the entry screen's USD/non-USD choice).

VerifiedBankAccountFlowEntryPoint only prepares the data, so the two no longer race and pop the user back to "Connect manually / Log into your bank".

Fixed Issues

$ #101748
PROPOSAL:

Tests

Note

For dev purposes one can inject authenticated state instead on getting new magic code every time.
Onyx.merge('account', {validated: false});

Scenario 1: Connect manually on a USD workspace

  1. Open app as an admin with an unvalidated account on a USD workspace with no bank account
  2. Navigate to Workspace > Workflows > Payments > Add bank account
  3. Tap "Connect manually"
  4. Verify that the "Validate your account" magic code screen opens
  5. Enter the magic code
  6. Verify that you land on the Country step of the bank account setup

Scenario 2: Log into your bank on a USD workspace

  1. Open app as an admin with an unvalidated account on a USD workspace with no bank account
  2. Navigate to Workspace > Workflows > Payments > Add bank account
  3. Tap "Log into your bank"
  4. Enter the magic code
  5. Verify that you land on the Country step of the bank account setup
  6. Wait a few seconds
  7. Verify that you stay on the Country step and are not sent back to the "Add bank account" screen
  8. Continue past the Country step
  9. Verify that the bank info step offers the Plaid login

Scenario 3: Connect manually on a non-USD workspace

  1. Open app as an admin with an unvalidated account on a workspace whose default currency is not USD (e.g. EUR) and which has no bank account
  2. Navigate to Workspace > Workflows > Payments > Add bank account
  3. Verify that only "Connect manually" is shown
  4. Tap "Connect manually" and enter the magic code
  5. Verify that you land on the "Currency and country" step

Scenario 4: Admin who is already validated

  1. Open app as an admin with a validated account on a USD workspace with no bank account
  2. Navigate to Workspace > Workflows > Payments > Add bank account
  3. Tap "Connect manually"
  4. Verify that the magic code screen is skipped and you land directly on the Country step
  5. Go back and tap "Log into your bank"
  6. Verify that you land directly on the Country step

Offline tests

Same as tests

QA Steps

Same as tests

PR Author Checklist

  • I linked the correct issue in the ### Fixed Issues section above
  • I wrote clear testing steps that cover the changes made in this PR
    • I added steps for local testing in the Tests section
    • I added steps for the expected offline behavior in the Offline steps section
    • I added steps for Staging and/or Production testing in the QA steps section
    • I added steps to cover failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
    • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
    • I tested this PR with a High Traffic account against the staging or production API to ensure there are no regressions (e.g. long loading states that impact usability).
  • I included screenshots or videos for tests on all platforms
  • I ran the tests on all platforms & verified they passed on:
    • Android: Native
    • Android: mWeb Chrome
    • iOS: Native
    • iOS: mWeb Safari
    • MacOS: Chrome / Safari
  • I verified there are no console errors (if there's a console error not related to the PR, report it or open an issue for it to be fixed)
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    • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
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  • I tested other components that can be impacted by my changes (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar are working as expected)
  • If a new CSS style is added I verified that:
    • A similar style doesn't already exist
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  • If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
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    • I verified that all the inputs inside a form are aligned with each other.
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  • If the PR adds or modifies the UI:
    • I asked an AI agent to review the changes for accessibility issues and addressed its findings.
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    • I verified state changes are announced (e.g. checked/unchecked, expanded/collapsed, selected).
  • I added unit tests for any new feature or bug fix in this PR to help automatically prevent regressions in this user flow.
  • If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.

Screenshots/Videos

Android: Native
Screen.Recording.2026-09-29.at.13.15.31.mov
Android: mWeb Chrome
Screen.Recording.2026-09-29.at.13.19.26.mov
iOS: Native
Screen.Recording.2026-09-29.at.13.06.03.mov
iOS: mWeb Safari
Screen.Recording.2026-09-29.at.13.23.59.mov
MacOS: Chrome / Safari
Screen.Recording.2026-09-29.at.12.55.24.mov

@codecov

codecov Bot commented Sep 29, 2026 •

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Codecov Report

✅ Changes either increased or maintained existing code coverage, great job!

Files with missing lines Coverage Δ
...gation/AppNavigator/ModalStackNavigators/index.tsx 7.66% <ø> (ø)
...t/DynamicReimbursementAccountVerifyAccountPage.tsx 100.00% <100.00%> (+100.00%) ⬆️
...ementAccount/VerifiedBankAccountFlowEntryPoint.tsx 0.00% <0.00%> (ø)
src/ROUTES.ts 31.57% <0.00%> (+0.43%) ⬆️
... and 142 files with indirect coverage changes

@jmusial
jmusial marked this pull request as ready for review September 29, 2026 11:25
@jmusial
jmusial requested review from a team as code owners September 29, 2026 11:25
@melvin-bot
melvin-bot Bot requested review from aimane-chnaif and garrettmknight and removed request for a team September 29, 2026 11:25
@melvin-bot

melvin-bot Bot commented Sep 29, 2026

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@aimane-chnaif Please copy/paste the Reviewer Checklist from here into a new comment on this PR and complete it. If you have the K2 extension, you can simply click: [this button]

@melvin-bot
melvin-bot Bot removed the request for review from a team September 29, 2026 11:25
@jmusial

jmusial commented Sep 30, 2026

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@aimane-chnaif kind bump

@aimane-chnaif

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On my list today

garrettmknight
garrettmknight previously approved these changes Oct 1, 2026

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Looks good from a product perspective

@jmusial

jmusial commented Oct 2, 2026

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@aimane-chnaif how is it going ?

@aimane-chnaif

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Please pull main

@jmusial

jmusial commented Oct 5, 2026

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@aimane-chnaif bumpity bump

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Reviewer Checklist

  • I have verified the author checklist is complete (all boxes are checked off).
  • I verified the correct issue is linked in the ### Fixed Issues section above
  • I verified testing steps are clear and they cover the changes made in this PR
    • I verified the steps for local testing are in the Tests section
    • I verified the steps for Staging and/or Production testing are in the QA steps section
    • I verified the steps cover any possible failure scenarios (i.e. verify an input displays the correct error message if the entered data is not correct)
    • I turned off my network connection and tested it while offline to ensure it matches the expected behavior (i.e. verify the default avatar icon is displayed if app is offline)
  • I checked that screenshots or videos are included for tests on all platforms
  • I included screenshots or videos for tests on all platforms
  • I verified that the composer does not automatically focus or open the keyboard on mobile unless explicitly intended. This includes checking that returning the app from the background does not unexpectedly open the keyboard.
  • I verified tests pass on all platforms & I tested again on:
    • Android: HybridApp
    • Android: mWeb Chrome
    • iOS: HybridApp
    • iOS: mWeb Safari
    • MacOS: Chrome / Safari
  • If there are any errors in the console that are unrelated to this PR, I either fixed them (preferred) or linked to where I reported them in Slack
  • I verified proper code patterns were followed (see Reviewing the code)
    • I verified that comments were added to code that is not self explanatory
    • I verified that any new or modified comments were clear, correct English, and explained "why" the code was doing something instead of only explaining "what" the code was doing.
    • I verified any copy / text that was added to the app is grammatically correct in English. It adheres to proper capitalization guidelines (note: only the first word of header/labels should be capitalized), and is either coming verbatim from figma or has been approved by marketing (in order to get marketing approval, ask the Bug Zero team member to add the Waiting for copy label to the issue)
  • If a new code pattern is added I verified it was agreed to be used by multiple Expensify engineers
  • I verified that this PR follows the guidelines as stated in the Review Guidelines
  • I verified other components that can be impacted by these changes have been tested, and I retested again (i.e. if the PR modifies a shared library or component like Avatar, I verified the components using Avatar have been tested & I retested again)
  • If a new component is created I verified that:
    • A similar component doesn't exist in the codebase
    • All props are defined accurately
    • The component has a clear name that is non-ambiguous and the purpose of the component can be inferred from the name alone
    • The only data being stored in the state is data necessary for rendering and nothing else
    • The component has the minimum amount of code necessary for its purpose, and it is broken down into smaller components in order to separate concerns and functions
  • If a new CSS style is added I verified that:
    • A similar style doesn't already exist
    • The style can't be created with an existing StyleUtils function (i.e. StyleUtils.getBackgroundAndBorderStyle(theme.componentBG)
  • If the PR modifies code that runs when editing or sending messages, I tested and verified there is no unexpected behavior for all supported markdown - URLs, single line code, code blocks, quotes, headings, bold, strikethrough, and italic.
  • If the PR modifies a generic component, I tested and verified that those changes do not break usages of that component in the rest of the App (i.e. if a shared library or component like Avatar is modified, I verified that Avatar is working as expected in all cases)
  • If the PR modifies a component related to any of the existing Storybook stories, I tested and verified all stories for that component are still working as expected.
  • If the PR modifies a component or page that can be accessed by a direct deeplink, I verified that the code functions as expected when the deeplink is used - from a logged in and logged out account.
  • If the PR modifies the UI (e.g. new buttons, new UI components, changing the padding/spacing/sizing, moving components, etc) or modifies the form input styles:
    • I verified that all the inputs inside a form are aligned with each other.
    • I added Design label and/or tagged @Expensify/design so the design team can review the changes.
  • If the PR adds or modifies the UI:
    • I asked an AI agent to review the changes for accessibility issues and addressed its findings.
    • I tested with a screen reader (VoiceOver on macOS) and verified all new/changed elements are reachable with a logical focus order.
    • I verified all new/changed elements have meaningful accessible names and roles.
    • I verified state changes are announced (e.g. checked/unchecked, expanded/collapsed, selected).
  • For any bug fix or new feature in this PR, I verified that sufficient unit tests are included to prevent regressions in this flow.
  • If the main branch was merged into this PR after a review, I tested again and verified the outcome was still expected according to the Test steps.
  • I have checked off every checkbox in the PR reviewer checklist, including those that don't apply to this PR.

Screenshots/Videos

Android: HybridApp
Android: mWeb Chrome
iOS: HybridApp
Screen.Recording.iPhone.18.Pro.10-05-2026.at.11.44.16.AM.mp4
iOS: mWeb Safari
MacOS: Chrome / Safari
Screen.Recording.2026-10-05.at.11.42.24.AM.mov

@aimane-chnaif

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Not blocker but on mobile native, I noticed that navigation transition animation is reversed

Screen.Recording.iPhone.18.Pro.10-05-2026.at.11.44.16.AM.mp4

@aimane-chnaif

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@MelvinBot review

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Code review

The logic looks correct and CI is green apart from the checklist job. One change is needed to fix the reversed animation on native that you reported.

1. Reversed transition on native (needs fix)

Cause: After validation, VerifyAccountPageBase navigates with forceReplace: true (VerifyAccountPageBase.tsx:83). RHP screens default to animationTypeForReplace: 'pop' (useModalStackScreenOptions.ts:79). The USD and non-USD setup screens don't override this, so the forward step animates like a back step.

Fix: Add both destination screens to OPTIONS_PER_SCREEN in ModalStackNavigators/index.tsx:74. Other verify-then-replace flows already do this, for example PERSONAL_CARD_ADD_NEW and TRAVEL.DYNAMIC_VERIFY_ACCOUNT.

// Opened via forceReplace from the bank account verify page, so it needs a forward (push) transition
[SCREENS.REIMBURSEMENT_ACCOUNT_USD]: {
    animationTypeForReplace: 'push',
},
[SCREENS.REIMBURSEMENT_ACCOUNT_NON_USD]: {
    animationTypeForReplace: 'push',
},

After this change, the sub-page redirect in BusinessInfo.tsx:103 will also animate forward. That redirect replaces the non-USD screen too, so check it still looks right.

2. backTo lookup may be unnecessary (nit)

DynamicReimbursementAccountVerifyAccountPage.tsx:23-25 reads backTo from the entry route through useNavigationState. createDynamicRoute already merges the entry route's query (including backTo) into the verify path (createDynamicRoute.ts:57). getStateForDynamicRoute then puts those params on the verify route (getStateForDynamicRoute.ts:77). Your test also sets backTo on the verify route. You could add backTo to the param type and read route.params.backTo instead. I haven't tested this at runtime.


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@jmusial

jmusial commented Oct 5, 2026

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Not blocker but on mobile native, I noticed that navigation transition animation is reversed

Screen.Recording.iPhone.18.Pro.10-05-2026.at.11.44.16.AM.mp4

fixed

@aimane-chnaif

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Confirmed fix

ios.mp4

But is this true regression?

Back between bank account steps slides in forwards

The animationTypeForReplace: 'push' override on REIMBURSEMENT_ACCOUNT_USD / REIMBURSEMENT_ACCOUNT_NON_USD applies to every replace onto those screens, not just the one after validation.
The flows' Back calls Navigation.goBack(<previous step route>), and when that step isn't in the stack (e.g. after resuming with Continue setup), goUp turns it into a REPLACE, which now animates forwards.

Repro: Workspace with a partly set-up USD bank account > Workflows > Payments > open the bank account > Continue setup > press the back arrow. The previous step slides in from the right instead of the left.

@jmusial

jmusial commented Oct 5, 2026

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and removed redundant backTo from Melvins review

@jmusial

jmusial commented Oct 7, 2026

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@aimane-chnaif can we proceed here ?

@aimane-chnaif

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is this true regression?

What do you think of #102522 (comment)?

@jmusial

jmusial commented Oct 7, 2026 •

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Confirmed fix

ios.mp4
But is this true regression?

Back between bank account steps slides in forwards

The animationTypeForReplace: 'push' override on REIMBURSEMENT_ACCOUNT_USD / REIMBURSEMENT_ACCOUNT_NON_USD applies to every replace onto those screens, not just the one after validation. The flows' Back calls Navigation.goBack(<previous step route>), and when that step isn't in the stack (e.g. after resuming with Continue setup), goUp turns it into a REPLACE, which now animates forwards.

Repro: Workspace with a partly set-up USD bank account > Workflows > Payments > open the bank account > Continue setup > press the back arrow. The previous step slides in from the right instead of the left.

On a quick look I don't see an easy way fix all cases (there are ways, but feel hacky).

I guess the easies would be to revert this part and leave as is, but I'll defer to your opinions @aimane-chnaif @mountiny

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It's just code analysis from AI. As we don't have easy repro step and already edge case, not blocker. Let's see what bug QA team will find.

@melvin-bot
melvin-bot Bot requested a review from mountiny October 7, 2026 09:15

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Cool, yeah, let's give it a go.

@mountiny
mountiny merged commit 5128ba6 into Expensify:main Oct 7, 2026
35 of 37 checks passed
@OSBotify

OSBotify commented Oct 7, 2026

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✋ This PR was not deployed to staging yet because QA is ongoing. It will be automatically deployed to staging after the next production release.

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github-actions Bot commented Oct 7, 2026

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🚧 mountiny has triggered a test Expensify/App build. You can view the workflow run here.

@OSBotify OSBotify mentioned this pull request Oct 8, 2026
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OSBotify commented Oct 8, 2026

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🚀 Deployed to staging by https://github.com/mountiny in version: 9.5.6-0 🚀

platform result
🕸 web 🕸 success ✅
🤖 android 🤖 success ✅
🍎 iOS 🍎 success ✅

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No help site update needed. This is a navigation bug fix: after you enter the magic code in Add bank account, you now stay on the next setup step as expected. No feature, label, or documented step changed.


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@OSBotify

OSBotify commented Oct 9, 2026

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🚀 Deployed to production by https://github.com/puneetlath in version: 9.5.6-6 🚀

platform result
🕸 web 🕸 success ✅
🤖 android 🤖 success ✅
🍎 iOS 🍎 success ✅

Bundle Size Analysis (Sentry):

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6 participants