diff --git a/src/api/types.rs b/src/api/types.rs
index 78d2933..681d896 100644
--- a/src/api/types.rs
+++ b/src/api/types.rs
@@ -2,13 +2,11 @@ use serde::{Deserialize, Serialize};
 
 // --- Billing / Account ---
 
-/// Only `total_credits_left` and `plan` are load-bearing (auth verify,
-/// credits display). Everything else defaults so one renamed/removed field
-/// in Suno's billing response doesn't break credits+models+auth at once.
 #[derive(Debug, Deserialize, Serialize)]
 pub struct BillingInfo {
     #[serde(default)]
     pub credits: u64,
+    #[serde(default)]
     pub total_credits_left: u64,
     #[serde(default)]
     pub monthly_usage: u64,
@@ -16,26 +14,69 @@ pub struct BillingInfo {
     pub monthly_limit: u64,
     #[serde(default)]
     pub is_active: bool,
-    pub plan: Plan,
+    #[serde(default)]
+    pub is_past_due: bool,
+    /// Suno no longer nests the active plan under a `plan` key. Instead
+    /// `subscription_type` is `false` on the free tier or the plan's
+    /// `plan_key` string (e.g. `"pro"`) when subscribed, and the full catalog
+    /// of plans (with pricing/features) is listed separately in `plans`.
+    #[serde(default)]
+    pub subscription_type: SubscriptionType,
     #[serde(default)]
     pub models: Vec<Model>,
     #[serde(default)]
-    pub period: String,
+    pub plans: Vec<PlanOption>,
     #[serde(default)]
-    pub renews_on: Option<String>,
+    pub accessible_features: Vec<Feature>,
     #[serde(default)]
     pub remaster_model_types: Vec<RemasterModelInfo>,
 }
 
 #[derive(Debug, Deserialize, Serialize)]
-pub struct Plan {
-    pub name: String,
-    #[serde(default)]
+#[serde(untagged)]
+pub enum SubscriptionType {
+    /// No active paid subscription (free tier).
+    None(bool),
+    /// Active plan, identified by its `plan_key` (e.g. "pro").
+    Plan(String),
+}
+
+impl Default for SubscriptionType {
+    fn default() -> Self {
+        SubscriptionType::None(false)
+    }
+}
+
+#[derive(Debug, Deserialize, Serialize)]
+pub struct PlanOption {
     pub plan_key: String,
+    pub name: String,
     #[serde(default)]
     pub usage_plan_features: Vec<Feature>,
 }
 
+impl BillingInfo {
+    /// Human-readable name of the account's current plan, resolved from
+    /// `subscription_type` against the `plans` catalog (falls back to the
+    /// raw plan key, or "Free" when there's no active subscription).
+    pub fn plan_name(&self) -> String {
+        match &self.subscription_type {
+            SubscriptionType::Plan(key) => self
+                .plans
+                .iter()
+                .find(|p| &p.plan_key == key)
+                .map(|p| p.name.clone())
+                .unwrap_or_else(|| key.clone()),
+            SubscriptionType::None(_) => self
+                .plans
+                .iter()
+                .find(|p| p.plan_key == "free")
+                .map(|p| p.name.clone())
+                .unwrap_or_else(|| "Free".to_string()),
+        }
+    }
+}
+
 #[derive(Debug, Deserialize, Serialize)]
 pub struct Feature {
     pub name: String,
@@ -468,12 +509,12 @@ mod tests {
 
     #[test]
     fn billing_info_tolerates_missing_noncritical_fields() {
-        // Only total_credits_left and plan are required.
-        let r: BillingInfo =
-            serde_json::from_str(r#"{"total_credits_left": 500, "plan": {"name": "Premier"}}"#)
-                .unwrap();
+        let r: BillingInfo = serde_json::from_str(
+            r#"{"total_credits_left":500,"subscription_type":"premier","plans":[{"plan_key":"premier","name":"Premier"}]}"#,
+        )
+        .unwrap();
         assert_eq!(r.total_credits_left, 500);
-        assert_eq!(r.plan.name, "Premier");
+        assert_eq!(r.plan_name(), "Premier");
         assert!(r.models.is_empty());
     }
 }
diff --git a/src/commands/doctor.rs b/src/commands/doctor.rs
index 5b8bc92..4f52a81 100644
--- a/src/commands/doctor.rs
+++ b/src/commands/doctor.rs
@@ -230,7 +230,7 @@ async fn check_api(checks: &mut Vec<DoctorCheck>, state: AuthState, chrome_avail
         Ok(info) => {
             checks.push(DoctorCheck::pass(
                 "studio_api",
-                format!("reachable — plan {}", info.plan.name),
+                format!("reachable — plan {}", info.plan_name()),
             ));
             if info.total_credits_left > 0 {
                 checks.push(DoctorCheck::pass(
diff --git a/src/main.rs b/src/main.rs
index e3608d2..a262e58 100644
--- a/src/main.rs
+++ b/src/main.rs
@@ -378,12 +378,13 @@ async fn run(cli: Cli, fmt: OutputFormat) -> Result<(), CliError> {
             match fmt {
                 OutputFormat::Json => output::json::success(serde_json::json!({
                     "authenticated": true,
-                    "plan": info.plan.name,
+                    "plan": info.plan_name(),
                     "credits": info.total_credits_left,
                 })),
                 OutputFormat::Table => eprintln!(
                     "Authenticated! Plan: {}, Credits: {}",
-                    info.plan.name, info.total_credits_left
+                    info.plan_name(),
+                    info.total_credits_left
                 ),
             }
         }
diff --git a/src/output/table.rs b/src/output/table.rs
index cfad7c4..9a8e459 100644
--- a/src/output/table.rs
+++ b/src/output/table.rs
@@ -37,17 +37,13 @@ pub fn billing(info: &BillingInfo) {
         .apply_modifier(UTF8_ROUND_CORNERS)
         .set_header(vec!["Field", "Value"]);
 
-    table.add_row(vec!["Plan", &info.plan.name]);
+    table.add_row(vec!["Plan", &info.plan_name()]);
     table.add_row(vec!["Credits Left", &info.total_credits_left.to_string()]);
     table.add_row(vec![
         "Monthly Usage",
         &format!("{} / {}", info.monthly_usage, info.monthly_limit),
     ]);
     table.add_row(vec!["Active", &info.is_active.to_string()]);
-    table.add_row(vec!["Period", &info.period]);
-    if let Some(ref renew) = info.renews_on {
-        table.add_row(vec!["Renews On", renew]);
-    }
     println!("{table}");
 }