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+---
+title: Avoiding common scams
+description: Learn how to recognize and avoid common phishing scams that pretend to be from Expensify, including fake phone calls and emails asking for your Magic Code.
+keywords: [Expensify scam, phishing, Magic Code, security, login code, avoid fraud, suspicious email, fake call, fraud prevention]
+---
+<div id="expensify-classic" markdown="1">
+
+# How to avoid scams pretending to be from Expensify
+
+Some scammers try to impersonate Expensify by sending fake emails or calling you directly, often asking for your **Magic Code** (your login code). These scams are designed to trick you into giving up access to your Expensify account.
+
+This guide explains what these scams look like, how to spot them, and what to do if you think you've been targeted.
+
+---
+
+## What is the Magic Code?
+
+The **Magic Code** is a one-time login code Expensify emails or texts to you when you sign in without a password. It should only be used by **you** during login.
+
+**Expensify will never call, email, or message you to ask for your Magic Code.**
+
+---
+
+## Common scams to watch out for
+
+Here are the most common types of scams we've seen targeting Expensify members:
+
+### 1. Phone call scams requesting your Magic Code
+
+- The scammer claims to be from Expensify and needs your Magic Code to verify your account.
+- They may spoof a legitimate phone number to make it seem more convincing.
+- Some scammers may create a sense of urgency (e.g., “We detected suspicious activity on your account.”)
+
+**If someone calls you asking for your Magic Code, hang up immediately.**
+
+---
+
+### 2. Phishing emails and texts requesting you use their link to login to Expensify
+
+- Emails and text messages often look like they’re from Expensify or Visa, but the sender address is likely not from an expensify.com email address.
+- These emails and text messages may have links that lead to a fake login page, prompt you to reset your password, or ask you to reply with your Magic Code.
+- Scammers sometimes use urgent language like “Your account will be closed if you don’t respond.”
+
+**Don’t click suspicious links, and never share your Magic Code in email. Expensify will only generate a magic code for you when you take an action in the app, such as logging in or making a high-risk change.**
+
+---
+
+## How to stay safe
+
+Here’s how you can protect your Expensify account:
+
+- **Never share your Magic Code** — not over the phone, not by email, not via text.
+- **Don’t click suspicious links** — always verify the sender’s email address.
+- **Use 2FA** (two-factor authentication) to add an extra layer of security.
+- **If in doubt, message Concierge** directly from within the Expensify app.
+
+---
+
+## What to do if you shared your Magic Code
+
+If you accidentally gave someone your Magic Code, act fast:
+
+1. **[Lock your Expensify account](https://help.expensify.com/articles/expensify-classic/settings/Report-Suspicious-Activity)** immediately to block unauthorized access.
+2. **Contact Concierge** from a safe device and explain the situation.
+3. **[Enable two-factor authentication](https://help.expensify.com/articles/expensify-classic/settings/Two-Factor-Authentication)** to protect your account going forward.
+
+---
+
+## How to report phishing and lock your account
+
+If you believe your account has been targeted or compromised:
+
+1. **[Lock your Expensify account](https://help.expensify.com/articles/expensify-classic/settings/Report-Suspicious-Activity)** immediately to block unauthorized access.
+2. **Message Concierge immediately** via [email](mailto:concierge@expensify.com), or from within the Expensify app (web or mobile).
+3. Let us know if you’ve received a suspicious message or phone call.
+4. Our team will work to secure your account.
+5. Once things are secure, we’ll guide you through restoring access safely.
+
+**Note:** You can also forward phishing emails to **abuse@expensify.com** so we can investigate and take action.
+
+---
+
+# FAQ
+
+## Why does Expensify use Magic Codes for login?
+
+Expensify uses Magic Codes instead of passwords to simplify login while keeping your account secure. These codes are valid for one-time use and expire quickly.
+
+## How do I know if an email is really from Expensify?
+
+Legitimate Expensify emails always come from an address ending in **@expensify.com** or **@team.expensify.com**. If you’re unsure, don’t click any links — just log into the Expensify app directly and message Concierge.
+
+## Can Expensify call me?
+
+Expensify will **never** call you asking for login codes, passwords, or payment information. If you receive such a call, it's a scam.
+
+</div>
+
diff --git a/docs/articles/new-expensify/settings/Avoiding-common-scams.md b/docs/articles/new-expensify/settings/Avoiding-common-scams.md
new file mode 100644
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@@ -0,0 +1,99 @@
+---
+title: Avoiding common scams
+description: Learn how to recognize and avoid common phishing scams that pretend to be from Expensify, including fake phone calls and emails asking for your Magic Code.
+keywords: [Expensify scam, phishing, Magic Code, security, login code, avoid fraud, suspicious email, fake call, fraud prevention]
+---
+
+<div id="new-expensify" markdown="1">
+
+
+# How to avoid scams pretending to be from Expensify
+
+Some scammers try to impersonate Expensify by sending fake emails or calling you directly, often asking for your **Magic Code** (your login code). These scams are designed to trick you into giving up access to your Expensify account.
+
+This guide explains what these scams look like, how to spot them, and what to do if you think you've been targeted.
+
+---
+
+## What is the Magic Code?
+
+The **Magic Code** is a one-time login code Expensify emails or texts to you when you sign in without a password. It should only be used by **you** during login.
+
+**Expensify will never call, email, or message you to ask for your Magic Code.**
+
+---
+
+## Common scams to watch out for
+
+Here are the most common types of scams we've seen targeting Expensify members:
+
+### 1. Phone call scams requesting your Magic Code
+
+- The scammer claims to be from Expensify and needs your Magic Code to verify your account.
+- They may spoof a legitimate phone number to make it seem more convincing.
+- Some scammers may create a sense of urgency (e.g., “We detected suspicious activity on your account.”)
+
+**If someone calls you asking for your Magic Code, hang up immediately.**
+
+---
+
+### 2. Phishing emails and texts requesting you use their link to login to Expensify
+
+- Emails and text messages often look like they’re from Expensify or Visa, but the sender address is likely not from an expensify.com email address.
+- These emails and text messages may have links that lead to a fake login page, prompt you to reset your password, or ask you to reply with your Magic Code.
+- Scammers sometimes use urgent language like “Your account will be closed if you don’t respond.”
+
+**Don’t click suspicious links, and never share your Magic Code in email. Expensify will only generate a magic code for you when you take an action in the app, such as logging in or making a high-risk change.**
+
+---
+
+## How to stay safe
+
+Here’s how you can protect your Expensify account:
+
+- **Never share your Magic Code** — not over the phone, not by email, not via text.
+- **Don’t click suspicious links** — always verify the sender’s email address.
+- **Use 2FA** (two-factor authentication) to add an extra layer of security.
+- **If in doubt, message Concierge** directly from within the Expensify app.
+
+---
+
+## What to do if you shared your Magic Code
+
+If you accidentally gave someone your Magic Code, act fast:
+
+1. **[Lock your Expensify account](https://help.expensify.com/articles/expensify-classic/settings/Report-Suspicious-Activity)** immediately to block unauthorized access.
+2. **Contact Concierge** from a safe device and explain the situation.
+3. **[Enable two-factor authentication](https://help.expensify.com/articles/new-expensify/settings/Two-Factor-Authentication)** to protect your account going forward.
+
+---
+
+## How to report phishing and lock your account
+
+If you believe your account has been targeted or compromised:
+
+1. **[Lock your Expensify account](https://help.expensify.com/articles/expensify-classic/settings/Report-Suspicious-Activity)** immediately to block unauthorized access.
+2. **Message Concierge immediately** via [email](mailto:concierge@expensify.com), or from within the Expensify app (web or mobile).
+3. Let us know if you’ve received a suspicious message or phone call.
+4. Our team will work to secure your account.
+5. Once things are secure, we’ll guide you through restoring access safely.
+
+**Note:** You can also forward phishing emails to **abuse@expensify.com** so we can investigate and take action.
+
+---
+
+# FAQ
+
+## Why does Expensify use Magic Codes for login?
+
+Expensify uses Magic Codes instead of passwords to simplify login while keeping your account secure. These codes are valid for one-time use and expire quickly.
+
+## How do I know if an email is really from Expensify?
+
+Legitimate Expensify emails always come from an address ending in **@expensify.com** or **@team.expensify.com**. If you’re unsure, don’t click any links — just log into the Expensify app directly and message Concierge.
+
+## Can Expensify call me?
+
+Expensify will **never** call you asking for login codes, passwords, or payment information. If you receive such a call, it's a scam.
+
+</div>