diff --git a/src/libs/CardUtils.ts b/src/libs/CardUtils.ts
index d0f530a7632d..12d958d8b701 100644
--- a/src/libs/CardUtils.ts
+++ b/src/libs/CardUtils.ts
@@ -575,7 +575,7 @@ function getAllCardsForWorkspace(
         .map((key) => key.split('_').at(-1))
         .filter((id): id is string => !!id);
     for (const [key, values] of Object.entries(allCardList ?? {})) {
-        const isWorkspaceAccountCards = key.includes(workspaceAccountID.toString());
+        const isWorkspaceAccountCards = workspaceAccountID !== CONST.DEFAULT_NUMBER_ID && key.includes(workspaceAccountID.toString());
         const isCompanyDomainCards = companyCardsDomainFeeds?.some((domainFeed) => domainFeed.domainID && key.includes(domainFeed.domainID.toString()) && key.includes(domainFeed.feedName));
         const isExpensifyDomainCards = expensifyCardsDomainIDs.some((domainID) => key.includes(domainID.toString()) && key.includes(CONST.EXPENSIFY_CARD.BANK));
         if ((isWorkspaceAccountCards || isCompanyDomainCards || isExpensifyDomainCards) && values) {
diff --git a/tests/unit/CardUtilsTest.ts b/tests/unit/CardUtilsTest.ts
index b0aa29d56096..f528e7ac30f3 100644
--- a/tests/unit/CardUtilsTest.ts
+++ b/tests/unit/CardUtilsTest.ts
@@ -281,6 +281,20 @@ const allCardsList = {
             state: 2,
         },
     },
+    'cards_10101_Expensify Card': {
+        '21570657': {
+            accountID: 18439984,
+            bank: CONST.EXPENSIFY_CARD.BANK,
+            cardID: 21570657,
+            cardName: 'CREDIT CARD...5644',
+            domainName: 'expensify-policy17f617b9fe23d2f1.exfy',
+            fraud: 'none',
+            lastFourPAN: '',
+            lastScrape: '',
+            lastUpdated: '',
+            state: 2,
+        },
+    },
 } as OnyxCollection<WorkspaceCardsList>;
 
 const mockIllustrations = {
@@ -819,6 +833,11 @@ describe('CardUtils', () => {
             const workspaceAccountID = 11111111;
             expect(hasIssuedExpensifyCard(workspaceAccountID, {})).toBe(false);
         });
+
+        it('should not erroneously return true when workspaceAccountID is 0', () => {
+            const workspaceAccountID = 0;
+            expect(hasIssuedExpensifyCard(workspaceAccountID, allCardsList)).toBe(false);
+        });
     });
 
     describe('isExpensifyCardFullySetUp', () => {