diff --git a/src/CONST.ts b/src/CONST.ts
index d2be946cdb2b..c47439bfc200 100755
--- a/src/CONST.ts
+++ b/src/CONST.ts
@@ -151,6 +151,7 @@ const CONST = {
     DISPLAY_NAME: {
         MAX_LENGTH: 50,
         RESERVED_NAMES: ['Expensify', 'Concierge'],
+        EXPENSIFY_CONCIERGE: 'Expensify Concierge',
     },
 
     GPS: {
@@ -3747,7 +3748,7 @@ const CONST = {
 
     ONBOARDING_INTRODUCTION: 'Let’s get you set up 🔧',
     ONBOARDING_CHOICES: {...onboardingChoices},
-
+    ACTIONABLE_TRACK_EXPENSE_WHISPER_MESSAGE: 'What would you like to do with this expense?',
     ONBOARDING_CONCIERGE: {
         [onboardingChoices.EMPLOYER]:
             '# Expensify is the fastest way to get paid back!\n' +
diff --git a/src/libs/API/parameters/TrackExpenseParams.ts b/src/libs/API/parameters/TrackExpenseParams.ts
index 5f15a6a3f521..d5e1de2e625b 100644
--- a/src/libs/API/parameters/TrackExpenseParams.ts
+++ b/src/libs/API/parameters/TrackExpenseParams.ts
@@ -26,6 +26,7 @@ type TrackExpenseParams = {
     transactionThreadReportID: string;
     createdReportActionIDForThread: string;
     waypoints?: string;
+    actionableWhisperReportActionID?: string;
 };
 
 export default TrackExpenseParams;
diff --git a/src/libs/ReportUtils.ts b/src/libs/ReportUtils.ts
index 2290484ffec5..9bc5ff592956 100644
--- a/src/libs/ReportUtils.ts
+++ b/src/libs/ReportUtils.ts
@@ -4117,6 +4117,45 @@ function buildOptimisticReportPreview(chatReport: OnyxEntry<Report>, iouReport:
     };
 }
 
+/**
+ * Builds an optimistic ACTIONABLETRACKEXPENSEWHISPER action with a randomly generated reportActionID.
+ */
+function buildOptimisticActionableTrackExpenseWhisper(iouAction: OptimisticIOUReportAction, transactionID: string): ReportAction {
+    const currentTime = DateUtils.getDBTime();
+    const targetEmail = CONST.EMAIL.CONCIERGE;
+    const actorAccountID = PersonalDetailsUtils.getAccountIDsByLogins([targetEmail])[0];
+    const reportActionID = NumberUtils.rand64();
+    return {
+        actionName: CONST.REPORT.ACTIONS.TYPE.ACTIONABLE_TRACK_EXPENSE_WHISPER,
+        actorAccountID,
+        avatar: UserUtils.getDefaultAvatarURL(actorAccountID),
+        created: DateUtils.addMillisecondsFromDateTime(currentTime, 1),
+        lastModified: DateUtils.addMillisecondsFromDateTime(currentTime, 1),
+        message: [
+            {
+                html: CONST.ACTIONABLE_TRACK_EXPENSE_WHISPER_MESSAGE,
+                text: CONST.ACTIONABLE_TRACK_EXPENSE_WHISPER_MESSAGE,
+                whisperedTo: [],
+                type: CONST.REPORT.MESSAGE.TYPE.COMMENT,
+            },
+        ],
+        originalMessage: {
+            lastModified: DateUtils.addMillisecondsFromDateTime(currentTime, 1),
+            transactionID,
+        },
+        person: [
+            {
+                text: CONST.DISPLAY_NAME.EXPENSIFY_CONCIERGE,
+                type: 'TEXT',
+            },
+        ],
+        previousReportActionID: iouAction?.reportActionID,
+        reportActionID,
+        shouldShow: true,
+        pendingAction: CONST.RED_BRICK_ROAD_PENDING_ACTION.ADD,
+    };
+}
+
 /**
  * Builds an optimistic modified expense action with a randomly generated reportActionID.
  */
@@ -6702,6 +6741,7 @@ export {
     buildOptimisticMovedTrackedExpenseModifiedReportAction,
     buildOptimisticRenamedRoomReportAction,
     buildOptimisticReportPreview,
+    buildOptimisticActionableTrackExpenseWhisper,
     buildOptimisticSubmittedReportAction,
     buildOptimisticTaskCommentReportAction,
     buildOptimisticTaskReport,
diff --git a/src/libs/actions/IOU.ts b/src/libs/actions/IOU.ts
index 028c7bbcf70a..6f642b424c34 100644
--- a/src/libs/actions/IOU.ts
+++ b/src/libs/actions/IOU.ts
@@ -93,6 +93,7 @@ type TrackExpenseInformation = {
     reportPreviewAction?: OnyxTypes.ReportAction;
     transactionThreadReportID: string;
     createdReportActionIDForThread: string;
+    actionableWhisperReportActionIDParam?: string;
     onyxData: OnyxData;
 };
 
@@ -1150,6 +1151,7 @@ function buildOnyxDataForTrackExpense(
     policyTagList?: OnyxEntry<OnyxTypes.PolicyTagList>,
     policyCategories?: OnyxEntry<OnyxTypes.PolicyCategories>,
     existingTransactionThreadReportID?: string,
+    actionableTrackExpenseWhisper?: OnyxEntry<OnyxTypes.ReportAction>,
 ): [OnyxUpdate[], OnyxUpdate[], OnyxUpdate[]] {
     const isScanRequest = TransactionUtils.isScanRequest(transaction);
     const isDistanceRequest = TransactionUtils.isDistanceRequest(transaction);
@@ -1189,6 +1191,36 @@ function buildOnyxDataForTrackExpense(
                 },
             },
         );
+
+        if (actionableTrackExpenseWhisper && !iouReport) {
+            optimisticData.push({
+                onyxMethod: Onyx.METHOD.MERGE,
+                key: `${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${chatReport?.reportID}`,
+                value: {
+                    [actionableTrackExpenseWhisper.reportActionID]: actionableTrackExpenseWhisper,
+                },
+            });
+            optimisticData.push({
+                onyxMethod: Onyx.METHOD.MERGE,
+                key: `${ONYXKEYS.COLLECTION.REPORT}${chatReport.reportID}`,
+                value: {
+                    lastVisibleActionCreated: actionableTrackExpenseWhisper.created,
+                    lastMessageText: CONST.ACTIONABLE_TRACK_EXPENSE_WHISPER_MESSAGE,
+                },
+            });
+            successData.push({
+                onyxMethod: Onyx.METHOD.MERGE,
+                key: `${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${chatReport?.reportID}`,
+                value: {
+                    [actionableTrackExpenseWhisper.reportActionID]: {pendingAction: null, errors: null},
+                },
+            });
+            failureData.push({
+                onyxMethod: Onyx.METHOD.SET,
+                key: `${ONYXKEYS.COLLECTION.REPORT_ACTIONS}${chatReport?.reportID}`,
+                value: {[actionableTrackExpenseWhisper.reportActionID]: {} as ReportAction},
+            });
+        }
     }
 
     if (iouReport) {
@@ -2156,6 +2188,11 @@ function getTrackExpenseInformation(
         }
     }
 
+    let actionableTrackExpenseWhisper: OnyxEntry<OnyxTypes.ReportAction> = null;
+    if (!isPolicyExpenseChat) {
+        actionableTrackExpenseWhisper = ReportUtils.buildOptimisticActionableTrackExpenseWhisper(iouAction, optimisticTransaction.transactionID);
+    }
+
     // STEP 5: Build Onyx Data
     const trackExpenseOnyxData = buildOnyxDataForTrackExpense(
         chatReport,
@@ -2170,6 +2207,8 @@ function getTrackExpenseInformation(
         policy,
         policyTagList,
         policyCategories,
+        undefined,
+        actionableTrackExpenseWhisper,
     );
 
     return {
@@ -2183,6 +2222,7 @@ function getTrackExpenseInformation(
         reportPreviewAction: reportPreviewAction ?? undefined,
         transactionThreadReportID: optimisticTransactionThread.reportID,
         createdReportActionIDForThread: optimisticCreatedActionForTransactionThread.reportActionID,
+        actionableWhisperReportActionIDParam: actionableTrackExpenseWhisper?.reportActionID ?? '',
         onyxData: {
             optimisticData: [...optimisticData, ...trackExpenseOnyxData[0]],
             successData: [...successData, ...trackExpenseOnyxData[1]],
@@ -3526,6 +3566,7 @@ function trackExpense(
         reportPreviewAction,
         transactionThreadReportID,
         createdReportActionIDForThread,
+        actionableWhisperReportActionIDParam,
         onyxData,
     } = getTrackExpenseInformation(
         currentChatReport,
@@ -3642,7 +3683,9 @@ function trackExpense(
                 createdReportActionIDForThread,
                 waypoints: validWaypoints ? JSON.stringify(validWaypoints) : undefined,
             };
-
+            if (actionableWhisperReportActionIDParam) {
+                parameters.actionableWhisperReportActionID = actionableWhisperReportActionIDParam;
+            }
             API.write(WRITE_COMMANDS.TRACK_EXPENSE, parameters, onyxData);
         }
     }
diff --git a/src/pages/home/report/ContextMenu/ContextMenuActions.tsx b/src/pages/home/report/ContextMenu/ContextMenuActions.tsx
index afb3d69d3330..7c7dec1317dd 100644
--- a/src/pages/home/report/ContextMenu/ContextMenuActions.tsx
+++ b/src/pages/home/report/ContextMenu/ContextMenuActions.tsx
@@ -361,7 +361,7 @@ const ContextMenuActions: ContextMenuAction[] = [
                     const mentionWhisperMessage = ReportActionsUtils.getActionableMentionWhisperMessage(reportAction);
                     setClipboardMessage(mentionWhisperMessage);
                 } else if (ReportActionsUtils.isActionableTrackExpense(reportAction)) {
-                    setClipboardMessage('What would you like to do with this expense?');
+                    setClipboardMessage(CONST.ACTIONABLE_TRACK_EXPENSE_WHISPER_MESSAGE);
                 } else if (reportAction?.actionName === CONST.REPORT.ACTIONS.TYPE.HOLD) {
                     Clipboard.setString(Localize.translateLocal('iou.heldExpense'));
                 } else if (reportAction?.actionName === CONST.REPORT.ACTIONS.TYPE.UNHOLD) {